mandate

Notre Dame senior Bob Burkett writes for the Irish Rover:

In response to the accommodations put forth by the Obama administration, groups including the New York Times, American Civil Liberties Union and NARAL Prochoice America have provided their support and praise. A Washington Post columnist even went so far as to write that the compromise “ought to be taken by the nation’s Catholic bishops as the victory it is.”

Some legal scholars are inclined to disagree. Gerard V. Bradley, Professor of Law at the University of Notre Dame, remarked on the complexities of the rules.

“One can say with confidence the following: 1) religious hospitals are, as before, not exempt ‘religious employers’; 2) religious charities are very likely not exempt either, unless they are run out of a church or are very tightly integrated with a church. So, a parish or even a diocese’s Saint Vincent De Paul operations would probably be an exempt ‘religious employer,’ whereas Catholic Charities would not be; 3) the new proposal may (or may not) make it more likely that parish grade schools are exempt ‘religious employers.’”

With regard to Catholic higher education, Bradley argued that “it is certain that Catholic colleges and universities do not qualify as exempt ‘religious employers’…the proposal adds some additional layering to the earlier attempts to insulate the schools, but nothing of decisive moral significance is included.”

Other critics of the plan include religious liberty law firms such as the Becket Fund and the Alliance Defending Freedom and political analysts such as Yuval Levin.

Levin wrote that the plan, “like the versions that have preceded it, betrays a complete lack of understanding of both religious liberty and religious conscience…the government has forced a needless and completely avoidable confrontation and has knowingly put many religious believes in an impossible situation.”

The United States Conference of Catholic Bishops (USCCB) has yet to release a detailed statement, noting that it “welcome[d] the opportunity to study the proposed regulations closely” and “look[ed] forward to issuing a more detailed statement later.”

The plan has been additionally susceptible to critique by for-profit organizations that also have conscientious objections to the HHS Mandate,  like Hobby Lobby and Autocam Corporation.

Matthew Schmitz of First Things wrote in defense of such organizations, “the Obama administration believes that conscientious objections to contraception should prevail in the non-profit sector, but not in for-profit corporations. Why? Do employees of non-profits need contraception less? Do conscience claims of their leaders matter more? Why are tax-exempt organizations granted more rights than those which pay taxes?”

Ronald J. Colombo, Professor of Law at Hofstra University, believes that the distinction between non-profit and for-profit organizations is a “convenient rule of thumb, but when it comes to constitutional matters such as freedom of religion it’s not appropriate. There are for-profit corporations that are much more religious than non-profits.”

Colombo argued that current state and federal laws have “impede[d] the ability of business enterprises to adopt, pursue, and maintain distinctively religious personae.” Without the ability for businesses to display or conform to a distinctly religious character, “religious expression and practice is restricted to the private quarters of one’s home,” a condition that entails that “religious freedom does not truly and fully exist.”

Schmitz also argued that the for-profit sector could at least receive the same application of the accommodation issued in the non-profit sector. He writes, “contraceptives will be ‘seamlessly’ provided to employees of non-profits in a way that does not impinge on the consciences of employers. Say, though, that the administration’s claims are made in good faith: Why not provide the same ‘seamless’ accommodations even to for-profit corporations?”

Despite the administration’s accommodations, it is evident that there are a number of religious, non-profit and for-profit objectors. Having rejected the proposal, it is up to the American bishops and other conscientious objectors to respond. The problem remains: How are the objectors to respond in a way that can bring about a greater protection of their religious liberty?

Archbishop Charles Chaput of Philadelphia had this to say.

“One of the issues America’s bishops now face is how best to respond to an HHS mandate that remains unnecessary, coercive and gravely flawed. In the weeks ahead the bishops of our country, myself included, will need both prudence and courage – the kind of courage that gives prudence spine and results in right action, whatever the cost. Please pray that God guides our discussion.”

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The College Fix has previously reported on president Obama’s efforts to force Catholic and other religious universities to provide contraceptives under Obamacare, contrary to the teachings of Catholic doctrine.

Obama his attorney general Eric Holder have made it clear that they do not believe that constitution protects religious institutions from acting against their own religious teachings when it comes to upholding the provisions of Obama’s health care reform bill.

In a similar case, now winding through federal courts, the Obama administration is determined to force the nationwide arts and crafts chain Hobby Lobby, which is owned by a family of evangelical Christians, to pay for contraceptives and abortion-inducing drugs.

CNS News reports:

In a legal argument formally presented in federal court in the case of Hobby Lobby v. Kathleen Sebelius, the Obama administration is claiming that the First Amendment—which expressly denies the government the authority to prohibit the “free exercise” of religion—nonetheless allows it to force Christians to directly violate their religious beliefs even on a matter that involves the life and death of innocent human beings.

Because federal judges—including Supreme Court Justice Sonia Sotomayor—have refused to grant an injunction protecting the owners of Hobby Lobby from being forced to act against their Christian faith, those owners will be subject to federal fines of up to $1.3 million per day starting Tuesday for refusing to include abortion-inducing drugs in their employee health plan.

Religious liberty and liberty of conscience can no longer be taken for granted in Obama’s America.

Read the fulls story at CNS News. (Via Fox Nation)

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I’d like to be among the first to congratulate you liberals for winning the war for America’s future. By voting to uphold the Obama’s Health Insurance mandate, Chief Justice Roberts has handed America over to an almost certain future dominated by Democrats, liberals, and progressives.

I have to admit, as a conservative American who values limited government and strict adherence to the U.S. Constitution, I never thought I would see the day when one of our own — Chief Justice John Roberts — would join his liberal colleagues on the high court in removing one of the last barriers against government intrusion into the lives of citizens, thereby putting us on a near-irreversible path toward European-style social engineering, wealth redistribution, and limitless government control of the economy.

If the government can force U.S. citizens to buy something they don’t want or can’t afford to buy — in this case, health insurance — then what limits, if any, remain over it’s power to control their lives? Precious few, I’d say.

In his majority decision, Justice Roberts defended his decision by calling the health insurance mandate “a tax.” If liberals agree with the outcome of this Supreme Court decision, then they will have to agree with the legal reasoning behind it. Every health insurance premium dollar is now, under the reasoning of the high court, nothing more than a “tax.” In that case, liberals will have to agree that Obama and the Democrats are now responsible for the largest “tax” increase in the history of the nation. Will they be touting that fact this election season?

Now that the government has secured this unprecedented power over us — thanks to a 5-4 decision from Supreme Court — a new era has dawned for liberals, who will now have a new confidence to pursue countless other long-deferred projects of social engineering, telling American’s how they must live, what they can and can’t buy, all with the force of law behind them.

Want to force all Americans to buy a brand new hybrid car, whether they can afford it or not, or else hit them with a stiff fine? I see no reason why you shouldn’t have such power. This is a brand new age of unlimited government control.

Do you want to force all Americans to buy more expensive organic, pesticide-free produce, whether they can afford it or not? Or do you want to force all parents to put their children in preschool at age 2, whether they think its best for their children or not? Consider yourselves empowered. There is no stopping you now. With the new ability to penalize any American who resists purchasing whatever the government tells him or her to purchase, liberals can now get busy instituting the radical social transformations they have always dreamed about.

You’ve won. And there’s nothing my fellow conservatives and I can do to stop you.

Best of all, for you, with Obamacare, you have now laid the foundations for what is bound to evolve into the largest government entitlement program since Johnson’s Great Society. It’s only a matter of time before the public gets used to mandated health coverage, and begins to grow comfortable with their loss of liberty. Once the public has grown comfortable with the liberty-for-security tradeoff, it will be easy for Democrats to expand the health insurance mandate into a full-blown single-payer, universal health care entitlement program. That’s been the goal all along, hasn’t it?

And once voters grow accustomed to that entitlement, there’s no taking it away from them. We all know that.

We are on the path toward total government takeover of the U.S. health care system within a generation. And with that takeover, Democrats will win the loyalty of millions of voters who, when it comes to their healthcare, will view the government as their ultimate provider.

Never mind if it takes months to gain access to lifesaving surgery — like it does in the U.K. and in other nations that have adopted a socialistic approach. Never mind if the quality of care declines, or if budget shortfalls force the rationing of medical services and the withdrawal of care for the elderly.

Politically, this is a windfall for Democrats. In time, voters will grow accustomed to government control of their health care. They will grow used to the government telling them what health care options are or aren’t available for them. Above all, they will grow used to the feeling that the government is “providing” for them. And they will vote for Democrats, whom they will view as the political guardians of their entitlements.

Don’t get me wrong: Universal health care would be great if it weren’t for the fact that it severely degrades the quality of care, requires us to rob Americans of their economic liberties, and promises to bury our economy under a mountain of debt. Other than all of that, it’s a perfect system.

There is no question that you liberals have won a major political victory. You have every reason to look forward to a new era of power and ascendancy. Go ahead and celebrate. I won’t begrudge you the pleasure.

I only ask you this: Stop pretending that health care comes without cost. Next, take a look at our nation’s balance sheets, which, last I checked, were sitting at about $16 trillion in the hole. Then, finally, take a look at all the bankrupt nations of Europe, which are now facing catastrophic financial collapse, and get a good glimpse of America’s financial future.

Mark my words, Democrats, liberals, progressives, wherever you are: Years from now, when you have bankrupted this nation, when your socialist-utopian fantasies are over and the U.S. has been brought to its knees, Americans will come running back to the principles of economic freedom that made this country prosperous to begin with. They will come running back to the principles of liberty that made America the one place where oppressed and impoverished people around the world most long to be.

Those of us who value liberty above security, and who respect the limits on government power that America’s founders put in the Constitution — we will be there to pick up the pieces, and point the way back.

Celebrate, dear liberals, but not too much. You have won the battle. But the war will never end.

This article originally appeared in The Huffington Post.

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Last year, a tuition hike at the University of North Carolina provoked intense debate among students, but an increase of a far greater magnitude for students who are covered by the UNC system Pearce & Pearce (now Chartis) health insurance plan hasn’t received nearly the same attention.

Dollar-for-dollar, tuition at UNC is going up $695 or 9.9 percent for academic year 2012-2013 while costs for the health insurance plan are increasing $497 or 54.0 percent for the same period. UNC is by no means alone—rates at UNC-Asheville will shoot up 95.0 percent from last year. This increase will affect the 5,895 students on the plan at UNC and the approximately 64,000 students on the plan system-wide.

The UNC General Administration gives two reasons for the increase—a high level of usage and the Patient Protection and Affordable Care Act (commonly known as ObamaCare). Approximately twelve percent of the increase this year is attributable to ObamaCare (about $60), according to Bruce Mallette, Vice President for Academic and Student Affairs. The rest of the increase is an attempt by Chartis/Pearce & Pearce to lower their loss ratio from the past two years closer to the contractual level of 77 percent. The loss ratios for the 2010-2011 and 2011-2012 academic years were 118 percent and 165 percent, respectively. Basically, this means that Chartis/Pearce & Pearce has been subsidizing UNC students. For every dollar paid in premiums, Chartis/Pearce & Pearce has been paying out $1.18 and $1.65 for the past two years.

There are some questions concerning the selection of Chartis/Pearce & Pearce. The main consultant that UNC GA used during the bidding process was the North Carolina Association of Insurance Agents whose specialty is property and casualty insurance, not medical insurance. They are also paid through a one percent commission fee on the premium meaning that the NCAIA is not incentivized to keep premiums low.

The university system chose to not rebid the contract because of ObamaCare and the short amount of time that has elapsed since the last bidding process, but given the fact that the insurance premium has almost doubled since the 2010-2011 academic year, the bidding process next year is long overdue.

There are many lessons to be learned here. The fact that a private company was unable to accurately predict the premium at which it would not be effectively subsidizing its customers for the services it provides makes one question the ability of our government to be able to control costs when there is no profit motive in play.

The UNC-Chartis/Pearce & Pearce experience also seems to contradict one of the underlying tenets of ObamaCare, i.e., pooling people together will lower costs across the board. Who would have thought that students—in what is traditionally thought of as the lowest risk category for health insurers—could manage to almost double premium costs in only two short years? Never mind the fact that ObamaCare—advertised as a way to reduce health care costs—is actually adding to the financial burden students must bear next year.

It also calls into question mandates generally. UNC’s “public option” has turned out to cost much more per monthly than an individual plan with Blue Cross/Blue Shield, for example. While 10-12% of students were uninsured at UNC before the mandate, it’s not clear that students have benefitted from the mandate with highly volatile, exponentially increasing costs associated with the UNC plan.

Unfortunately, ObamaCare hasn’t turned out to be the cure-all in was advertised to be, and students will have to suffer the consequences of increased insurance costs.

Fix Contributor Anthony Dent of the Carolina Review is a student at the University of North Carolina.

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